Low Risk
12815 12815, NY — Zone X es un flood zone destacado en la categoria Low Risk. Esta pagina proporciona datos verificados de FEMA National Flood Hazard Layer (2025), ayudandole a comparar 12815 12815, NY — Zone X con flood zones similares.
English version | Datos de FEMA National Flood Hazard Layer (2025)
| name | 12815 12815, NY — Zone X |
| zip code | 12815 |
| city | 12815 |
| state | New York |
| state code | NY |
| category | Low Risk |
| flood zone | Zone X (Low Risk — Minimal Flood Hazard) |
| risk level | Low Risk |
| annual flood prob | Less than 0.2% annual chance |
| insurance required | Optional — minimal flood hazard area |
| avg annual premium | 358 |
| base flood elevation | N/A — not in Special Flood Hazard Area |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Arkansas River (4.4 miles) |
| elevation ft | 1,615 |
| population | 49,789 |
| median home value | 368,658 |
| flood damage risk | 5-10% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $38,199 |
| mitigation tips | While flood risk is minimal, consider affordable flood insurance; maintain proper drainage around foundation; keep storm drains clear; be aware that 25% of flood claims come from low-risk zones; have an emergency plan. |
| fema map id | 5737C324J |
| last updated | 2025-01-01 |
Flood Zones con valores mas cercanos a 12815 12815, NY — Zone X