Very High Risk
20852 20852, MD — Zone VE es un flood zone destacado en la categoria Very High Risk. Esta pagina proporciona datos verificados de FEMA National Flood Hazard Layer (2025), ayudandole a comparar 20852 20852, MD — Zone VE con flood zones similares.
English version | Datos de FEMA National Flood Hazard Layer (2025)
| name | 20852 20852, MD — Zone VE |
| zip code | 20852 |
| city | 20852 |
| state | Maryland |
| state code | MD |
| category | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone |
| avg annual premium | 5,990 |
| base flood elevation | 8 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | Lake Michigan (1.7 miles) |
| elevation ft | 426 |
| population | 11,572 |
| median home value | 344,795 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $80,264 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 8879C782J |
| last updated | 2025-01-01 |
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