Flood Zone Comparison
Compare key metrics between 01038 01038, MA — Zone AE and 51536 51536, IA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 01038 01038, MA — Zone AE | 51536 51536, IA — Zone AE |
|---|---|---|
| name | 01038 01038, MA — Zone AE | 51536 51536, IA — Zone AE |
| zip code | 01038 | 51536 |
| city | 01038 | 51536 |
| state | Massachusetts | Iowa |
| state code | MA | IA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,450 | 1,449 |
| base flood elevation | 24 ft | 10 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2012 | 9 recorded flood events in the past 50 years. Most recent major flood: 2015 |
| nearest water | local creek (2.5 miles) | Lake Ontario (4.8 miles) |
| elevation ft | 787 | 1,105 |
| population | 26,715 | 11,522 |
| median home value | 630,210 | 707,139 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $31,545 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $41,007 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6718C913J | 8335C906J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.