Flood Zone Comparison
Compare key metrics between 01079 01079, MA — Zone AE and 12981 12981, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 01079 01079, MA — Zone AE | 12981 12981, NY — Zone AE |
|---|---|---|
| name | 01079 01079, MA — Zone AE | 12981 12981, NY — Zone AE |
| zip code | 01079 | 12981 |
| city | 01079 | 12981 |
| state | Massachusetts | New York |
| state code | MA | NY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,999 | 1,999 |
| base flood elevation | 19 ft | 25 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2008 | 11 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | Puget Sound (2.4 miles) | local stream (1.5 miles) |
| elevation ft | 1,586 | 128 |
| population | 52,502 | 18,283 |
| median home value | 620,367 | 212,766 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $38,190 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $53,429 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3380C863J | 1608C364J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.