Flood Zone Comparison
Compare key metrics between 01092 01092, MA — Zone VE and 27518 27518, NC — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 01092 01092, MA — Zone VE | 27518 27518, NC — Zone VE |
|---|---|---|
| name | 01092 01092, MA — Zone VE | 27518 27518, NC — Zone VE |
| zip code | 01092 | 27518 |
| city | 01092 | 27518 |
| state | Massachusetts | North Carolina |
| state code | MA | NC |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 7,291 | 7,286 |
| base flood elevation | 19 ft | 15 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2016 | 14 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | Merrimack River (4.1 miles) | Merrimack River (1.7 miles) |
| elevation ft | 229 | 1,419 |
| population | 16,553 | 45,199 |
| median home value | 680,644 | 551,598 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $81,590 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $25,566 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 7274C116J | 1877C635J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.