Flood Zone Comparison
Compare key metrics between 01222 01222, MA — Zone VE and 21795 21795, MD — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 01222 01222, MA — Zone VE | 21795 21795, MD — Zone AE |
|---|---|---|
| name | 01222 01222, MA — Zone VE | 21795 21795, MD — Zone AE |
| zip code | 01222 | 21795 |
| city | 01222 | 21795 |
| state | Massachusetts | Maryland |
| state code | MA | MD |
| category | Very High Risk | High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | Very High Risk | High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance (100-year flood) |
| insurance required | Required — highest risk coastal zone | Required for federally-backed mortgages |
| avg annual premium | 3,525 | 3,500 |
| base flood elevation | 25 ft | 23 ft |
| historical floods | 0 recorded flood events in the past 50 years | 14 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Pacific Ocean (0.3 miles) | local river (0.5 miles) |
| elevation ft | 671 | 1,062 |
| population | 60,123 | 53,026 |
| median home value | 508,162 | 151,754 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $152,332 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $87,867 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1257C341J | 8128C120J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.