Flood Zone Comparison
Compare key metrics between 01776 01776, MA — Zone AE and 40387 40387, KY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 01776 01776, MA — Zone AE | 40387 40387, KY — Zone AE |
|---|---|---|
| name | 01776 01776, MA — Zone AE | 40387 40387, KY — Zone AE |
| zip code | 01776 | 40387 |
| city | 01776 | 40387 |
| state | Massachusetts | Kentucky |
| state code | MA | KY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,761 | 1,761 |
| base flood elevation | 23 ft | 22 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2020 | 3 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Red River (4.4 miles) | Rio Grande (0.1 miles) |
| elevation ft | 160 | 1,841 |
| population | 36,659 | 74,707 |
| median home value | 323,084 | 367,772 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $113,549 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $141,852 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4390C730J | 1628C607J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.