Flood Zone Comparison
Compare key metrics between 01952 01952, MA — Zone X-shaded and 12788 12788, NY — Zone X-shaded. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 01952 01952, MA — Zone X-shaded | 12788 12788, NY — Zone X-shaded |
|---|---|---|
| name | 01952 01952, MA — Zone X-shaded | 12788 12788, NY — Zone X-shaded |
| zip code | 01952 | 12788 |
| city | 01952 | 12788 |
| state | Massachusetts | New York |
| state code | MA | NY |
| category | Moderate Risk | Moderate Risk |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone X-shaded (Moderate Risk — 500-Year Floodplain) |
| risk level | Moderate Risk | Moderate Risk |
| annual flood prob | 0.2% annual chance (500-year flood) | 0.2% annual chance (500-year flood) |
| insurance required | Recommended but not required | Recommended but not required |
| avg annual premium | 527 | 527 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2013 | 3 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Lake Huron (4.2 miles) | Potomac River (3.7 miles) |
| elevation ft | 287 | 1,257 |
| population | 12,550 | 39,280 |
| median home value | 624,460 | 670,985 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $153,312 | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $110,068 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. |
| fema map id | 8171C392J | 8879C622J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.