Flood Zone Comparison
Compare key metrics between 02118 02118, MA — Zone A and 48618 48618, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 02118 02118, MA — Zone A | 48618 48618, MI — Zone AE |
|---|---|---|
| name | 02118 02118, MA — Zone A | 48618 48618, MI — Zone AE |
| zip code | 02118 | 48618 |
| city | 02118 | 48618 |
| state | Massachusetts | Michigan |
| state code | MA | MI |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,020 | 1,020 |
| base flood elevation | 19 ft | 29 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2017 | 1 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Lake Erie (0.5 miles) | Tampa Bay (2.5 miles) |
| elevation ft | 321 | 1,493 |
| population | 68,122 | 1,871 |
| median home value | 657,550 | 311,119 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $13,310 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $12,006 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4758C677J | 7995C742J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.