Flood Zone Comparison
Compare key metrics between 02132 02132, MA — Zone VE and 13215 13215, NY — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 02132 02132, MA — Zone VE | 13215 13215, NY — Zone VE |
|---|---|---|
| name | 02132 02132, MA — Zone VE | 13215 13215, NY — Zone VE |
| zip code | 02132 | 13215 |
| city | 02132 | 13215 |
| state | Massachusetts | New York |
| state code | MA | NY |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 4,377 | 4,382 |
| base flood elevation | 27 ft | 18 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2022 | 12 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Missouri River (4.1 miles) | Tennessee River (0.6 miles) |
| elevation ft | 1,947 | 707 |
| population | 22,707 | 25,455 |
| median home value | 422,047 | 452,251 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $96,261 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $53,487 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 5702C716J | 4275C504J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.