Flood Zone Comparison
Compare key metrics between 02382 02382, MA — Zone X and 07866 07866, NJ — Zone X. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 02382 02382, MA — Zone X | 07866 07866, NJ — Zone X |
|---|---|---|
| name | 02382 02382, MA — Zone X | 07866 07866, NJ — Zone X |
| zip code | 02382 | 07866 |
| city | 02382 | 07866 |
| state | Massachusetts | New Jersey |
| state code | MA | NJ |
| category | Low Risk | Low Risk |
| flood zone | Zone X (Low Risk — Minimal Flood Hazard) | Zone X (Low Risk — Minimal Flood Hazard) |
| risk level | Low Risk | Low Risk |
| annual flood prob | Less than 0.2% annual chance | Less than 0.2% annual chance |
| insurance required | Optional — minimal flood hazard area | Optional — minimal flood hazard area |
| avg annual premium | 434 | 434 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2018 | 2 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | Columbia River (2.4 miles) | Potomac River (0.5 miles) |
| elevation ft | 1,945 | 991 |
| population | 24,764 | 59,115 |
| median home value | 497,467 | 790,833 |
| flood damage risk | 5-10% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $63,974 | 5-10% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $124,940 |
| mitigation tips | While flood risk is minimal, consider affordable flood insurance; maintain proper drainage around foundation; keep storm drains clear; be aware that 25% of flood claims come from low-risk zones; have an emergency plan. | While flood risk is minimal, consider affordable flood insurance; maintain proper drainage around foundation; keep storm drains clear; be aware that 25% of flood claims come from low-risk zones; have an emergency plan. |
| fema map id | 8192C386J | 5401C936J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.