Flood Zone Comparison
Compare key metrics between 02632 02632, MA — Zone X and 12835 12835, NY — Zone X. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 02632 02632, MA — Zone X | 12835 12835, NY — Zone X |
|---|---|---|
| name | 02632 02632, MA — Zone X | 12835 12835, NY — Zone X |
| zip code | 02632 | 12835 |
| city | 02632 | 12835 |
| state | Massachusetts | New York |
| state code | MA | NY |
| category | Low Risk | Low Risk |
| flood zone | Zone X (Low Risk — Minimal Flood Hazard) | Zone X (Low Risk — Minimal Flood Hazard) |
| risk level | Low Risk | Low Risk |
| annual flood prob | Less than 0.2% annual chance | Less than 0.2% annual chance |
| insurance required | Optional — minimal flood hazard area | Optional — minimal flood hazard area |
| avg annual premium | 241 | 241 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 0 recorded flood events in the past 50 years | 0 recorded flood events in the past 50 years |
| nearest water | Lake Superior (3.5 miles) | Rio Grande (2.3 miles) |
| elevation ft | 1,873 | 278 |
| population | 64,246 | 43,664 |
| median home value | 686,426 | 731,443 |
| flood damage risk | 5-10% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $93,337 | 5-10% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $145,214 |
| mitigation tips | While flood risk is minimal, consider affordable flood insurance; maintain proper drainage around foundation; keep storm drains clear; be aware that 25% of flood claims come from low-risk zones; have an emergency plan. | While flood risk is minimal, consider affordable flood insurance; maintain proper drainage around foundation; keep storm drains clear; be aware that 25% of flood claims come from low-risk zones; have an emergency plan. |
| fema map id | 6728C400J | 2645C845J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.