Flood Zone Comparison
Compare key metrics between 03785 03785, NH — Zone AE and 49265 49265, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 03785 03785, NH — Zone AE | 49265 49265, MI — Zone AE |
|---|---|---|
| name | 03785 03785, NH — Zone AE | 49265 49265, MI — Zone AE |
| zip code | 03785 | 49265 |
| city | 03785 | 49265 |
| state | New Hampshire | Michigan |
| state code | NH | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,075 | 3,075 |
| base flood elevation | 25 ft | 15 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2017 | 7 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Red River (0.3 miles) | Pacific Ocean (0.1 miles) |
| elevation ft | 818 | 1,577 |
| population | 2,372 | 63,918 |
| median home value | 617,563 | 487,998 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $23,724 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $194,926 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2064C210J | 5206C829J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.