Flood Zone Comparison
Compare key metrics between 03908 03908, ME — Zone AE and 28089 28089, NC — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 03908 03908, ME — Zone AE | 28089 28089, NC — Zone AE |
|---|---|---|
| name | 03908 03908, ME — Zone AE | 28089 28089, NC — Zone AE |
| zip code | 03908 | 28089 |
| city | 03908 | 28089 |
| state | Maine | North Carolina |
| state code | ME | NC |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,325 | 1,324 |
| base flood elevation | 30 ft | 19 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2018 | 13 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | local stream (0.3 miles) | Missouri River (0.6 miles) |
| elevation ft | 1,352 | 45 |
| population | 18,609 | 23,653 |
| median home value | 394,179 | 111,783 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $190,100 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $46,937 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6834C442J | 4574C384J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.