Flood Zone Comparison
Compare key metrics between 04430 04430, ME — Zone AE and 13776 13776, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 04430 04430, ME — Zone AE | 13776 13776, NY — Zone AE |
|---|---|---|
| name | 04430 04430, ME — Zone AE | 13776 13776, NY — Zone AE |
| zip code | 04430 | 13776 |
| city | 04430 | 13776 |
| state | Maine | New York |
| state code | ME | NY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,460 | 1,460 |
| base flood elevation | 22 ft | 16 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2024 | 12 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Hudson River (5.0 miles) | Atlantic Ocean (3.1 miles) |
| elevation ft | 205 | 1,023 |
| population | 26,932 | 39,142 |
| median home value | 734,918 | 367,243 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $11,581 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $85,300 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9461C944J | 1916C519J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.