Flood Zone Comparison
Compare key metrics between 04448 04448, ME — Zone AE and 14203 14203, NY — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 04448 04448, ME — Zone AE | 14203 14203, NY — Zone A |
|---|---|---|
| name | 04448 04448, ME — Zone AE | 14203 14203, NY — Zone A |
| zip code | 04448 | 14203 |
| city | 04448 | 14203 |
| state | Maine | New York |
| state code | ME | NY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,914 | 1,914 |
| base flood elevation | 20 ft | 28 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2024 | 4 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Lake Erie (1.0 miles) | Pacific Ocean (4.4 miles) |
| elevation ft | 1,170 | 402 |
| population | 26,805 | 29,547 |
| median home value | 511,662 | 704,124 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $149,198 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $98,595 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9639C165J | 2618C825J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.