Flood Zone Comparison
Compare key metrics between 04469 04469, ME — Zone A and 12996 12996, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 04469 04469, ME — Zone A | 12996 12996, NY — Zone AE |
|---|---|---|
| name | 04469 04469, ME — Zone A | 12996 12996, NY — Zone AE |
| zip code | 04469 | 12996 |
| city | 04469 | 12996 |
| state | Maine | New York |
| state code | ME | NY |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,621 | 2,620 |
| base flood elevation | 7 ft | 27 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2009 | 6 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Gulf of Mexico (0.4 miles) | Atlantic Ocean (4.7 miles) |
| elevation ft | 784 | 820 |
| population | 22,893 | 26,620 |
| median home value | 670,383 | 179,512 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $65,662 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $49,023 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2666C781J | 8985C442J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.