Flood Zone Comparison
Compare key metrics between 04490 04490, ME — Zone AE and 37020 37020, TN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 04490 04490, ME — Zone AE | 37020 37020, TN — Zone AE |
|---|---|---|
| name | 04490 04490, ME — Zone AE | 37020 37020, TN — Zone AE |
| zip code | 04490 | 37020 |
| city | 04490 | 37020 |
| state | Maine | Tennessee |
| state code | ME | TN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,135 | 2,135 |
| base flood elevation | 15 ft | 16 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2008 | 4 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | Missouri River (2.1 miles) | James River (3.3 miles) |
| elevation ft | 1,075 | 234 |
| population | 64,131 | 55,451 |
| median home value | 283,178 | 664,666 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $92,807 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $166,431 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5375C352J | 5532C372J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.