Flood Zone Comparison
Compare key metrics between 04548 04548, ME — Zone AE and 11798 11798, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 04548 04548, ME — Zone AE | 11798 11798, NY — Zone AE |
|---|---|---|
| name | 04548 04548, ME — Zone AE | 11798 11798, NY — Zone AE |
| zip code | 04548 | 11798 |
| city | 04548 | 11798 |
| state | Maine | New York |
| state code | ME | NY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,168 | 3,168 |
| base flood elevation | 9 ft | 25 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2004 | 13 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Lake Ontario (0.7 miles) | Mississippi River (0.3 miles) |
| elevation ft | 1,829 | 1,250 |
| population | 23,230 | 18,907 |
| median home value | 586,053 | 132,883 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $176,802 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $115,597 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4525C931J | 7303C536J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.