Flood Zone Comparison
Compare key metrics between 04551 04551, ME — Zone AE and 28449 28449, NC — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 04551 04551, ME — Zone AE | 28449 28449, NC — Zone A |
|---|---|---|
| name | 04551 04551, ME — Zone AE | 28449 28449, NC — Zone A |
| zip code | 04551 | 28449 |
| city | 04551 | 28449 |
| state | Maine | North Carolina |
| state code | ME | NC |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,078 | 2,078 |
| base flood elevation | 9 ft | 25 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2005 | 15 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | Ohio River (5.0 miles) | James River (4.3 miles) |
| elevation ft | 1,154 | 1,033 |
| population | 9,088 | 47,919 |
| median home value | 688,147 | 412,888 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $41,592 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $20,272 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2598C832J | 4036C746J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.