Flood Zone Comparison
Compare key metrics between 04849 04849, ME — Zone X-shaded and 05491 05491, VT — Zone X-shaded. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 04849 04849, ME — Zone X-shaded | 05491 05491, VT — Zone X-shaded |
|---|---|---|
| name | 04849 04849, ME — Zone X-shaded | 05491 05491, VT — Zone X-shaded |
| zip code | 04849 | 05491 |
| city | 04849 | 05491 |
| state | Maine | Vermont |
| state code | ME | VT |
| category | Moderate Risk | Moderate Risk |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone X-shaded (Moderate Risk — 500-Year Floodplain) |
| risk level | Moderate Risk | Moderate Risk |
| annual flood prob | 0.2% annual chance (500-year flood) | 0.2% annual chance (500-year flood) |
| insurance required | Recommended but not required | Recommended but not required |
| avg annual premium | 726 | 726 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2010 | 15 recorded flood events in the past 50 years. Most recent major flood: 2023 |
| nearest water | Pacific Ocean (0.9 miles) | Gulf of Mexico (2.0 miles) |
| elevation ft | 272 | 923 |
| population | 24,850 | 68,064 |
| median home value | 416,184 | 564,396 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $104,191 | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $151,287 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. |
| fema map id | 5188C288J | 6002C426J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.