Flood Zone Comparison
Compare key metrics between 04979 04979, ME — Zone X and 12477 12477, NY — Zone X. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 04979 04979, ME — Zone X | 12477 12477, NY — Zone X |
|---|---|---|
| name | 04979 04979, ME — Zone X | 12477 12477, NY — Zone X |
| zip code | 04979 | 12477 |
| city | 04979 | 12477 |
| state | Maine | New York |
| state code | ME | NY |
| category | Low Risk | Low Risk |
| flood zone | Zone X (Low Risk — Minimal Flood Hazard) | Zone X (Low Risk — Minimal Flood Hazard) |
| risk level | Low Risk | Low Risk |
| annual flood prob | Less than 0.2% annual chance | Less than 0.2% annual chance |
| insurance required | Optional — minimal flood hazard area | Optional — minimal flood hazard area |
| avg annual premium | 357 | 357 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 0 recorded flood events in the past 50 years | 1 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | Lake Erie (3.2 miles) | Lake Superior (1.3 miles) |
| elevation ft | 999 | 1,218 |
| population | 6,895 | 20,119 |
| median home value | 658,683 | 684,340 |
| flood damage risk | 5-10% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $154,505 | 5-10% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $108,496 |
| mitigation tips | While flood risk is minimal, consider affordable flood insurance; maintain proper drainage around foundation; keep storm drains clear; be aware that 25% of flood claims come from low-risk zones; have an emergency plan. | While flood risk is minimal, consider affordable flood insurance; maintain proper drainage around foundation; keep storm drains clear; be aware that 25% of flood claims come from low-risk zones; have an emergency plan. |
| fema map id | 2842C893J | 1581C863J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.