Flood Zone Comparison
Compare key metrics between 04986 04986, ME — Zone A and 36017 36017, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 04986 04986, ME — Zone A | 36017 36017, AL — Zone AE |
|---|---|---|
| name | 04986 04986, ME — Zone A | 36017 36017, AL — Zone AE |
| zip code | 04986 | 36017 |
| city | 04986 | 36017 |
| state | Maine | Alabama |
| state code | ME | AL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,879 | 1,879 |
| base flood elevation | 10 ft | 18 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2014 | 14 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Lake Huron (1.7 miles) | Ohio River (4.6 miles) |
| elevation ft | 671 | 1,512 |
| population | 36,338 | 52,443 |
| median home value | 668,936 | 620,794 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $40,798 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $184,930 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4407C621J | 2570C444J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.