Flood Zone Comparison
Compare key metrics between 05065 05065, VT — Zone A and 13450 13450, NY — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 05065 05065, VT — Zone A | 13450 13450, NY — Zone A |
|---|---|---|
| name | 05065 05065, VT — Zone A | 13450 13450, NY — Zone A |
| zip code | 05065 | 13450 |
| city | 05065 | 13450 |
| state | Vermont | New York |
| state code | VT | NY |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,488 | 1,488 |
| base flood elevation | 15 ft | 27 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2007 | 5 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Chesapeake Bay (0.5 miles) | Susquehanna River (1.0 miles) |
| elevation ft | 916 | 1,341 |
| population | 56,167 | 4,696 |
| median home value | 669,833 | 729,756 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $126,216 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $174,950 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6778C669J | 1904C418J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.