Flood Zone Comparison
Compare key metrics between 05101 05101, VT — Zone D and 05494 05494, VT — Zone X. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 05101 05101, VT — Zone D | 05494 05494, VT — Zone X |
|---|---|---|
| name | 05101 05101, VT — Zone D | 05494 05494, VT — Zone X |
| zip code | 05101 | 05494 |
| city | 05101 | 05494 |
| state | Vermont | Vermont |
| state code | VT | VT |
| category | Undetermined | Low Risk |
| flood zone | Zone D (Undetermined Risk — No Analysis Performed) | Zone X (Low Risk — Minimal Flood Hazard) |
| risk level | Undetermined | Low Risk |
| annual flood prob | Unknown — flood risk not yet determined by FEMA | Less than 0.2% annual chance |
| insurance required | Recommended — risk is undetermined | Optional — minimal flood hazard area |
| avg annual premium | 494 | 494 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2023 | 0 recorded flood events in the past 50 years |
| nearest water | local river (0.5 miles) | Ohio River (3.1 miles) |
| elevation ft | 154 | 1,350 |
| population | 27,692 | 79,326 |
| median home value | 254,721 | 597,405 |
| flood damage risk | Unknown chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $92,699 | 5-10% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $68,109 |
| mitigation tips | Purchase flood insurance as a precaution; research historical flooding in your area; contact your local floodplain administrator; maintain proper drainage; prepare an emergency kit and evacuation plan. | While flood risk is minimal, consider affordable flood insurance; maintain proper drainage around foundation; keep storm drains clear; be aware that 25% of flood claims come from low-risk zones; have an emergency plan. |
| fema map id | 6448C131J | 1923C219J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.