Flood Zone Comparison
Compare key metrics between 05148 05148, VT — Zone X-shaded and 25181 25181, WV — Zone D. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 05148 05148, VT — Zone X-shaded | 25181 25181, WV — Zone D |
|---|---|---|
| name | 05148 05148, VT — Zone X-shaded | 25181 25181, WV — Zone D |
| zip code | 05148 | 25181 |
| city | 05148 | 25181 |
| state | Vermont | West Virginia |
| state code | VT | WV |
| category | Moderate Risk | Undetermined |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone D (Undetermined Risk — No Analysis Performed) |
| risk level | Moderate Risk | Undetermined |
| annual flood prob | 0.2% annual chance (500-year flood) | Unknown — flood risk not yet determined by FEMA |
| insurance required | Recommended but not required | Recommended — risk is undetermined |
| avg annual premium | 849 | 849 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2020 | 0 recorded flood events in the past 50 years |
| nearest water | Susquehanna River (1.2 miles) | Gulf of Mexico (0.2 miles) |
| elevation ft | 1,632 | 388 |
| population | 32,037 | 13,564 |
| median home value | 205,855 | 247,648 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $135,109 | Unknown chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $17,475 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Purchase flood insurance as a precaution; research historical flooding in your area; contact your local floodplain administrator; maintain proper drainage; prepare an emergency kit and evacuation plan. |
| fema map id | 6169C406J | 8747C657J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.