Flood Zone Comparison
Compare key metrics between 05344 05344, VT — Zone AE and 38544 38544, TN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 05344 05344, VT — Zone AE | 38544 38544, TN — Zone AE |
|---|---|---|
| name | 05344 05344, VT — Zone AE | 38544 38544, TN — Zone AE |
| zip code | 05344 | 38544 |
| city | 05344 | 38544 |
| state | Vermont | Tennessee |
| state code | VT | TN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 971 | 971 |
| base flood elevation | 9 ft | 29 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2011 | 6 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Atlantic Ocean (2.9 miles) | Hudson River (4.5 miles) |
| elevation ft | 934 | 256 |
| population | 63,030 | 79,773 |
| median home value | 731,709 | 655,178 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $72,008 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $88,068 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8042C494J | 7823C206J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.