Flood Zone Comparison
Compare key metrics between 05476 05476, VT — Zone AE and 21904 21904, MD — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 05476 05476, VT — Zone AE | 21904 21904, MD — Zone AE |
|---|---|---|
| name | 05476 05476, VT — Zone AE | 21904 21904, MD — Zone AE |
| zip code | 05476 | 21904 |
| city | 05476 | 21904 |
| state | Vermont | Maryland |
| state code | VT | MD |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,206 | 2,207 |
| base flood elevation | 23 ft | 21 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2019 | 13 recorded flood events in the past 50 years. Most recent major flood: 2020 |
| nearest water | Long Island Sound (2.1 miles) | Rio Grande (1.0 miles) |
| elevation ft | 1,489 | 1,061 |
| population | 2,684 | 10,264 |
| median home value | 669,259 | 368,554 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $44,197 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $144,513 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7595C308J | 4835C564J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.