Flood Zone Comparison
Compare key metrics between 05489 05489, VT — Zone AE and 36071 36071, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 05489 05489, VT — Zone AE | 36071 36071, AL — Zone AE |
|---|---|---|
| name | 05489 05489, VT — Zone AE | 36071 36071, AL — Zone AE |
| zip code | 05489 | 36071 |
| city | 05489 | 36071 |
| state | Vermont | Alabama |
| state code | VT | AL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,447 | 3,447 |
| base flood elevation | 12 ft | 27 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2019 | 11 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | Mississippi River (4.8 miles) | Mississippi River (1.4 miles) |
| elevation ft | 66 | 472 |
| population | 3,239 | 34,089 |
| median home value | 422,708 | 758,861 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $140,111 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $81,305 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1371C303J | 5750C838J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.