Flood Zone Comparison
Compare key metrics between 05492 05492, VT — Zone A and 27555 27555, NC — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 05492 05492, VT — Zone A | 27555 27555, NC — Zone A |
|---|---|---|
| name | 05492 05492, VT — Zone A | 27555 27555, NC — Zone A |
| zip code | 05492 | 27555 |
| city | 05492 | 27555 |
| state | Vermont | North Carolina |
| state code | VT | NC |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,107 | 2,107 |
| base flood elevation | 27 ft | 13 ft |
| historical floods | 0 recorded flood events in the past 50 years | 0 recorded flood events in the past 50 years |
| nearest water | retention pond (2.8 miles) | Chesapeake Bay (4.6 miles) |
| elevation ft | 170 | 131 |
| population | 78,259 | 75,492 |
| median home value | 416,587 | 336,922 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $112,316 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $154,842 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8317C133J | 1511C763J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.