Flood Zone Comparison
Compare key metrics between 05653 05653, CT — Zone AE and 23909 23909, VA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 05653 05653, CT — Zone AE | 23909 23909, VA — Zone AE |
|---|---|---|
| name | 05653 05653, CT — Zone AE | 23909 23909, VA — Zone AE |
| zip code | 05653 | 23909 |
| city | 05653 | 23909 |
| state | Connecticut | Virginia |
| state code | CT | VA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,331 | 3,331 |
| base flood elevation | 27 ft | 21 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2009 | 8 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Chesapeake Bay (1.1 miles) | Red River (2.7 miles) |
| elevation ft | 1,115 | 22 |
| population | 21,263 | 57,590 |
| median home value | 783,027 | 421,799 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $123,308 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $142,931 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7583C762J | 7248C828J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.