Flood Zone Comparison
Compare key metrics between 06089 06089, CT — Zone AE and 32640 32640, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 06089 06089, CT — Zone AE | 32640 32640, FL — Zone AE |
|---|---|---|
| name | 06089 06089, CT — Zone AE | 32640 32640, FL — Zone AE |
| zip code | 06089 | 32640 |
| city | 06089 | 32640 |
| state | Connecticut | Florida |
| state code | CT | FL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,179 | 3,179 |
| base flood elevation | 20 ft | 21 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2014 | 12 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Lake Erie (2.3 miles) | Colorado River (4.8 miles) |
| elevation ft | 1,136 | 4 |
| population | 34,185 | 77,258 |
| median home value | 215,051 | 733,925 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $189,099 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $65,572 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5799C113J | 7523C999J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.