Flood Zone Comparison
Compare key metrics between 06259 06259, CT — Zone A and 48642 48642, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 06259 06259, CT — Zone A | 48642 48642, MI — Zone AE |
|---|---|---|
| name | 06259 06259, CT — Zone A | 48642 48642, MI — Zone AE |
| zip code | 06259 | 48642 |
| city | 06259 | 48642 |
| state | Connecticut | Michigan |
| state code | CT | MI |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 993 | 993 |
| base flood elevation | 23 ft | 14 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2004 | 12 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Lake Superior (4.8 miles) | Lake Michigan (2.8 miles) |
| elevation ft | 1,250 | 137 |
| population | 40,193 | 30,567 |
| median home value | 168,119 | 228,463 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $72,605 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $179,990 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7850C116J | 4106C309J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.