Flood Zone Comparison
Compare key metrics between 06405 06405, CT — Zone AE and 20688 20688, MD — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 06405 06405, CT — Zone AE | 20688 20688, MD — Zone AE |
|---|---|---|
| name | 06405 06405, CT — Zone AE | 20688 20688, MD — Zone AE |
| zip code | 06405 | 20688 |
| city | 06405 | 20688 |
| state | Connecticut | Maryland |
| state code | CT | MD |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,755 | 2,755 |
| base flood elevation | 15 ft | 21 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2018 | 4 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | local stream (1.1 miles) | Susquehanna River (3.4 miles) |
| elevation ft | 857 | 786 |
| population | 1,565 | 35,304 |
| median home value | 450,735 | 714,690 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $25,745 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $35,969 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8235C341J | 2242C756J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.