Flood Zone Comparison
Compare key metrics between 06851 06851, CT — Zone AE and 19312 19312, PA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 06851 06851, CT — Zone AE | 19312 19312, PA — Zone A |
|---|---|---|
| name | 06851 06851, CT — Zone AE | 19312 19312, PA — Zone A |
| zip code | 06851 | 19312 |
| city | 06851 | 19312 |
| state | Connecticut | Pennsylvania |
| state code | CT | PA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,931 | 1,931 |
| base flood elevation | 12 ft | 23 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2007 | 4 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | Tennessee River (3.8 miles) | Connecticut River (0.8 miles) |
| elevation ft | 773 | 1,047 |
| population | 75,614 | 71,585 |
| median home value | 675,964 | 378,738 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $33,872 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $171,415 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2650C842J | 2442C250J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.