Flood Zone Comparison
Compare key metrics between 07608 07608, NJ — Zone A and 12515 12515, NY — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 07608 07608, NJ — Zone A | 12515 12515, NY — Zone A |
|---|---|---|
| name | 07608 07608, NJ — Zone A | 12515 12515, NY — Zone A |
| zip code | 07608 | 12515 |
| city | 07608 | 12515 |
| state | New Jersey | New York |
| state code | NJ | NY |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,523 | 1,523 |
| base flood elevation | 25 ft | 25 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2024 | 8 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Lake Michigan (2.2 miles) | Ohio River (4.2 miles) |
| elevation ft | 1,915 | 697 |
| population | 9,332 | 32,868 |
| median home value | 495,834 | 158,653 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $97,863 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $97,336 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9586C805J | 9077C518J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.