Flood Zone Comparison
Compare key metrics between 07803 07803, NJ — Zone A and 32187 32187, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 07803 07803, NJ — Zone A | 32187 32187, FL — Zone AE |
|---|---|---|
| name | 07803 07803, NJ — Zone A | 32187 32187, FL — Zone AE |
| zip code | 07803 | 32187 |
| city | 07803 | 32187 |
| state | New Jersey | Florida |
| state code | NJ | FL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,568 | 1,568 |
| base flood elevation | 21 ft | 22 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2016 | 7 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | Pacific Ocean (3.2 miles) | Rio Grande (3.1 miles) |
| elevation ft | 1,637 | 55 |
| population | 59,825 | 36,383 |
| median home value | 108,772 | 722,857 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $79,071 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $184,459 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3550C893J | 9872C164J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.