Flood Zone Comparison
Compare key metrics between 08098 08098, NJ — Zone AE and 35616 35616, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 08098 08098, NJ — Zone AE | 35616 35616, AL — Zone AE |
|---|---|---|
| name | 08098 08098, NJ — Zone AE | 35616 35616, AL — Zone AE |
| zip code | 08098 | 35616 |
| city | 08098 | 35616 |
| state | New Jersey | Alabama |
| state code | NJ | AL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,988 | 1,988 |
| base flood elevation | 25 ft | 29 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2005 | 6 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Delaware River (0.8 miles) | Tennessee River (1.1 miles) |
| elevation ft | 734 | 405 |
| population | 5,954 | 73,160 |
| median home value | 770,639 | 246,661 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $137,782 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $131,449 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2720C737J | 4601C624J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.