Flood Zone Comparison
Compare key metrics between 08244 08244, NJ — Zone AE and 22191 22191, VA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 08244 08244, NJ — Zone AE | 22191 22191, VA — Zone AE |
|---|---|---|
| name | 08244 08244, NJ — Zone AE | 22191 22191, VA — Zone AE |
| zip code | 08244 | 22191 |
| city | 08244 | 22191 |
| state | New Jersey | Virginia |
| state code | NJ | VA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,192 | 2,192 |
| base flood elevation | 5 ft | 24 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2019 | 3 recorded flood events in the past 50 years. Most recent major flood: 2023 |
| nearest water | Tennessee River (1.7 miles) | Lake Ontario (0.9 miles) |
| elevation ft | 282 | 313 |
| population | 44,632 | 73,689 |
| median home value | 260,135 | 782,574 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $66,572 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $28,799 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9897C927J | 7506C453J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.