Flood Zone Comparison
Compare key metrics between 08260 08260, NJ — Zone AE and 12827 12827, NY — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 08260 08260, NJ — Zone AE | 12827 12827, NY — Zone A |
|---|---|---|
| name | 08260 08260, NJ — Zone AE | 12827 12827, NY — Zone A |
| zip code | 08260 | 12827 |
| city | 08260 | 12827 |
| state | New Jersey | New York |
| state code | NJ | NY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 924 | 924 |
| base flood elevation | 23 ft | 29 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2009 | 14 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Potomac River (1.8 miles) | Tampa Bay (2.2 miles) |
| elevation ft | 1,783 | 1,475 |
| population | 74,828 | 56,437 |
| median home value | 244,919 | 269,417 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $187,244 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $156,803 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3447C325J | 8949C628J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.