Flood Zone Comparison
Compare key metrics between 08511 08511, NJ — Zone AE and 62939 62939, IL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 08511 08511, NJ — Zone AE | 62939 62939, IL — Zone AE |
|---|---|---|
| name | 08511 08511, NJ — Zone AE | 62939 62939, IL — Zone AE |
| zip code | 08511 | 62939 |
| city | 08511 | 62939 |
| state | New Jersey | Illinois |
| state code | NJ | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,897 | 1,897 |
| base flood elevation | 10 ft | 7 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2023 | 3 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Atlantic Ocean (1.8 miles) | Hudson River (4.2 miles) |
| elevation ft | 1,880 | 1,765 |
| population | 21,366 | 54,516 |
| median home value | 359,498 | 464,575 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $93,893 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $72,149 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3858C686J | 8860C755J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.