Flood Zone Comparison
Compare key metrics between 08865 08865, NJ — Zone AE and 77335 77335, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 08865 08865, NJ — Zone AE | 77335 77335, TX — Zone AE |
|---|---|---|
| name | 08865 08865, NJ — Zone AE | 77335 77335, TX — Zone AE |
| zip code | 08865 | 77335 |
| city | 08865 | 77335 |
| state | New Jersey | Texas |
| state code | NJ | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,263 | 3,263 |
| base flood elevation | 21 ft | 17 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2005 | 15 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Rio Grande (3.2 miles) | Ohio River (2.6 miles) |
| elevation ft | 1,135 | 730 |
| population | 55,514 | 78,558 |
| median home value | 743,263 | 244,739 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $185,515 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $25,874 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4759C928J | 5827C949J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.