Flood Zone Comparison
Compare key metrics between 10010 10010, NY — Zone AE and 48048 48048, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 10010 10010, NY — Zone AE | 48048 48048, MI — Zone AE |
|---|---|---|
| name | 10010 10010, NY — Zone AE | 48048 48048, MI — Zone AE |
| zip code | 10010 | 48048 |
| city | 10010 | 48048 |
| state | New York | Michigan |
| state code | NY | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,917 | 2,917 |
| base flood elevation | 16 ft | 22 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2006 | 13 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Hudson River (1.4 miles) | Arkansas River (2.7 miles) |
| elevation ft | 1,710 | 1,181 |
| population | 77,990 | 60,174 |
| median home value | 606,326 | 454,374 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $187,303 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $117,065 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1402C425J | 4557C604J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.