Flood Zone Comparison
Compare key metrics between 10013 10013, NY — Zone A and 44405 44405, OH — Zone D. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 10013 10013, NY — Zone A | 44405 44405, OH — Zone D |
|---|---|---|
| name | 10013 10013, NY — Zone A | 44405 44405, OH — Zone D |
| zip code | 10013 | 44405 |
| city | 10013 | 44405 |
| state | New York | Ohio |
| state code | NY | OH |
| category | High Risk | Undetermined |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone D (Undetermined Risk — No Analysis Performed) |
| risk level | High Risk | Undetermined |
| annual flood prob | 1% annual chance (100-year flood) | Unknown — flood risk not yet determined by FEMA |
| insurance required | Required for federally-backed mortgages | Recommended — risk is undetermined |
| avg annual premium | 970 | 970 |
| base flood elevation | 8 ft | N/A — not in Special Flood Hazard Area |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2014 | 9 recorded flood events in the past 50 years. Most recent major flood: 2023 |
| nearest water | Arkansas River (0.7 miles) | Red River (2.5 miles) |
| elevation ft | 636 | 675 |
| population | 9,929 | 6,390 |
| median home value | 655,984 | 466,962 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $140,878 | Unknown chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $198,562 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Purchase flood insurance as a precaution; research historical flooding in your area; contact your local floodplain administrator; maintain proper drainage; prepare an emergency kit and evacuation plan. |
| fema map id | 2979C926J | 3161C609J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.