Flood Zone Comparison
Compare key metrics between 10017 10017, NY — Zone AE and 48846 48846, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 10017 10017, NY — Zone AE | 48846 48846, MI — Zone AE |
|---|---|---|
| name | 10017 10017, NY — Zone AE | 48846 48846, MI — Zone AE |
| zip code | 10017 | 48846 |
| city | 10017 | 48846 |
| state | New York | Michigan |
| state code | NY | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,072 | 2,072 |
| base flood elevation | 25 ft | 19 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2004 | 15 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | local stream (1.3 miles) | Galveston Bay (4.5 miles) |
| elevation ft | 337 | 851 |
| population | 12,456 | 63,260 |
| median home value | 483,233 | 348,865 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $111,664 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $186,892 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2361C587J | 8537C117J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.