Flood Zone Comparison
Compare key metrics between 10023 10023, NY — Zone A and 78123 78123, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 10023 10023, NY — Zone A | 78123 78123, TX — Zone AE |
|---|---|---|
| name | 10023 10023, NY — Zone A | 78123 78123, TX — Zone AE |
| zip code | 10023 | 78123 |
| city | 10023 | 78123 |
| state | New York | Texas |
| state code | NY | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,174 | 1,174 |
| base flood elevation | 14 ft | 26 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2011 | 2 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | retention pond (2.2 miles) | Hudson River (2.8 miles) |
| elevation ft | 936 | 461 |
| population | 76,041 | 15,845 |
| median home value | 697,062 | 769,234 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $13,373 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $134,682 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6023C688J | 3694C504J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.