Flood Zone Comparison
Compare key metrics between 10026 10026, NY — Zone A and 12827 12827, NY — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 10026 10026, NY — Zone A | 12827 12827, NY — Zone A |
|---|---|---|
| name | 10026 10026, NY — Zone A | 12827 12827, NY — Zone A |
| zip code | 10026 | 12827 |
| city | 10026 | 12827 |
| state | New York | New York |
| state code | NY | NY |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 924 | 924 |
| base flood elevation | 14 ft | 29 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2019 | 14 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Merrimack River (2.2 miles) | Tampa Bay (2.2 miles) |
| elevation ft | 888 | 1,475 |
| population | 79,451 | 56,437 |
| median home value | 239,669 | 269,417 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $156,852 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $156,803 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7897C336J | 8949C628J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.