Flood Zone Comparison
Compare key metrics between 10027 10027, NY — Zone A and 75642 75642, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 10027 10027, NY — Zone A | 75642 75642, TX — Zone AE |
|---|---|---|
| name | 10027 10027, NY — Zone A | 75642 75642, TX — Zone AE |
| zip code | 10027 | 75642 |
| city | 10027 | 75642 |
| state | New York | Texas |
| state code | NY | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,430 | 2,430 |
| base flood elevation | 6 ft | 5 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2005 | 6 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Savannah River (4.4 miles) | Galveston Bay (1.1 miles) |
| elevation ft | 903 | 1,639 |
| population | 8,888 | 49,613 |
| median home value | 159,091 | 676,427 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $198,203 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $98,857 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3345C419J | 2655C565J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.