Flood Zone Comparison
Compare key metrics between 10128 10128, NY — Zone AE and 92395 92395, CA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 10128 10128, NY — Zone AE | 92395 92395, CA — Zone A |
|---|---|---|
| name | 10128 10128, NY — Zone AE | 92395 92395, CA — Zone A |
| zip code | 10128 | 92395 |
| city | 10128 | 92395 |
| state | New York | California |
| state code | NY | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,406 | 2,406 |
| base flood elevation | 6 ft | 11 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2014 | 5 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Arkansas River (0.4 miles) | Pacific Ocean (2.6 miles) |
| elevation ft | 831 | 1,730 |
| population | 5,040 | 51,336 |
| median home value | 586,357 | 447,414 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $49,846 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $67,901 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4199C295J | 7523C982J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.