Flood Zone Comparison
Compare key metrics between 10964 10964, NY — Zone A and 65026 65026, MO — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 10964 10964, NY — Zone A | 65026 65026, MO — Zone A |
|---|---|---|
| name | 10964 10964, NY — Zone A | 65026 65026, MO — Zone A |
| zip code | 10964 | 65026 |
| city | 10964 | 65026 |
| state | New York | Missouri |
| state code | NY | MO |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,534 | 1,534 |
| base flood elevation | 20 ft | 16 ft |
| historical floods | 0 recorded flood events in the past 50 years | 0 recorded flood events in the past 50 years |
| nearest water | Tennessee River (3.6 miles) | Hudson River (4.8 miles) |
| elevation ft | 978 | 183 |
| population | 36,203 | 68,548 |
| median home value | 400,016 | 377,682 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $47,152 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $95,470 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1791C756J | 3323C910J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.